The article discusses the potential for an "agentic bank run" where AI assistants, such as Muse, automatically sweep household cash into high-yield accounts paying 3.3% to 5.0% interest, rather than traditional checking accounts which typically offer only 0.1% interest. This could lead to a significant shift in how people manage their finances, potentially disrupting traditional banking systems. The article suggests that this change could be driven by innovative AI technology and highlights the need for financial institutions to adapt to evolving market conditions.